Consumers' Quiz Answers
1) YES a) 2) B a) YES b) A b) NO c) A c) NO d) B d) NO e) 3) YES - Federal Mail Order Rule calls for four weeks maximum unless given notice prior to purchase that it will take longer than four weeks. 4) NO - As of 7/1/92 all contracts must be in writing, the contractor registered with the state, and payments to be 1/3 up front, 1/3 during, and 1/3 after completion. 5) NO - They do not have insurance coverage, usually, but do have a duty to give you the replacement cost of the garment, less depreciation i.e. three months old means 100% value but three years may only mean 50% value. Most dry cleaners do not quickly accept responsibility and others claim it was a pre- existing condition or a manufacturing flaw. 6) Credit Card - Your credit card company can cancel charge and retrieve payment electronically from merchant if goods never arrive. 7) B - You can keep it. It was unsolicited and not an authorized shipment so it can be viewed legally as a "gift". 8) NO - There are many generously paid "pitchmen" for products and there is no reason to believe they only agreed because they personally tested the quality of the product or evaluated the ethics of the merchant. 9) NO - If you receive nothing or refused (or returned) the package because you believe the sale was misrepresented to you, your credit card company can electronically retrieve or "chargeback" their payment to the merchant and credit your account.
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